Why Right Now Is Actually a Smart Time to Buy a Home in the Dallas–Frisco Market

If you’ve been watching the housing market with one eye open, waiting for the perfect time to buy, you're not alone. With so many headlines swirling around, it’s easy to feel unsure about jumping in.

But here's the truth: if you’re in the market to buy a home in Dallas, Frisco, or the surrounding DFW suburbs—right now could be the best opportunity you’ve had in years.

Let’s break it down.

1. 📉 Buyer Competition Has Slowed—And That’s a Good Thing

We’re not in that wild 2021 market anymore. In fact, buyer demand across DFW is down 20–30% compared to peak levels, which means less competition and more negotiating power for you. Gone are the days of frantic bidding wars and waived inspections. Today’s buyers can take their time, shop smart, and even ask for perks (more on that next).

2. 🏘️ Inventory is Up—And So Are Your Options

Active listings in Frisco, McKinney, and North Dallas are up nearly 18% year-over-year, giving buyers more choices than we've seen in a long time. Whether you’re looking for a modern townhome near Legacy West or a larger lot in Prosper or Celina, you’re more likely to find the right home—without settling.

3. 📝 Sellers Are Willing to Negotiate Again

With longer days on market, sellers are motivated—and that opens the door for buyer-friendly deals. Across the DFW area:

• 40%+ of listings had price reductions last month

• Many sellers are offering interest rate buydowns

• Others are covering closing costs or providing repair credits

That kind of flexibility was rare just a year ago—but it’s back and working in buyers’ favor.

4. 💸 Interest Rates? Yes, They’re Higher—But That’s Not the Full Story

Rates are higher than we all got used to during the low-interest pandemic years, but that shouldn’t scare you off. Here's the key mindset shift:

“Marry the house, date the rate.”

You can always refinance later when rates come down—but the right home in the right location? That opportunity may not be there six months from now. Experts predict that rates will trend down in late 2025 and into 2026. That gives you a window to buy now and refinance later.

5. 📈 Rent in DFW Keeps Climbing

If you’re renting, you’ve likely noticed the monthly increases. In the Dallas–Frisco market, rents are up 5–8% year-over-year, and there’s no sign of them stopping. Buying now locks in your monthly payment and starts building your equity—not your landlord’s.

6. 🚀 DFW is Still One of the Fastest-Growing Markets in the Country

With over 120,000 people moving to North Texas last year, the long-term outlook for DFW real estate remains incredibly strong. From job growth and business relocations to lifestyle and affordability, this area continues to attract attention—and smart investment.

Buying now isn’t just about the moment. It’s about securing your future in a market with staying power.

Final Thoughts: Is It Your Right Time?

While no one has a crystal ball, what we do have is real-time data, proven market patterns, and a lot of opportunities right now for buyers who are prepared and informed.

If you’re curious about your buying power, want to explore homes in Frisco, Dallas, McKinney, or anywhere in between—I’m here to help you navigate it all with confidence.

📲 Let’s talk! No pressure, no push—just real conversation and expert guidance.

Angela HoltRealtor® | Holt Homes TX at Kindred Realty Texas Division

Helping you move smart in life’s next chapter 🧡📍

Serving Frisco • Dallas • North DFW

Angela@KindredSold.com  || 469-960-4439